Obtain a European Bank Account with an Irish IBAN
Opening a European bank account with an Irish IBAN is easier than you might think!
Whether you’re a student or an intern, having a local bank account is essential for managing your finances smoothly. An IBAN (International Bank Account Number) is a standardized code used to identify individual bank accounts for international transactions. It includes your country code, bank details, and personal account number, ensuring accurate and secure transfers.
Fortunately, several options are available -from traditional banks to digital alternatives- making the process quick and hassle-free. In this article, we’ll provide a few examples, outline the documents you’ll need, and include helpful links so you can explore your options further.
bunq Personal Account
For students looking to open a bank account in a digital bank.
You will need:
- To be already in Europe
- Download the app by clicking this link
- A European Union (EU) mobile phone number. Get an Irish Sim card clicking here
- Personal Identification Document (passport* or an EU plastic Driver’s license).
*For non-EU countries, only passports from the following countries are accepted: Argentina, Australia, Brazi, Canada, Chile, China, Colombia, Ecuador, Hong Kong, Iceland, India, Indonesia, Israel, Japan, Liechtenstein, Malaysia, Mexico, Morocco, New Zealand, Norway, Peru, Singapore, South Africa, South Korea, Switzerland, Turkey, Ukraine, United Kingdom, United States, Uruguay, Venezuela and Vietnam.
For more details, click here.
AIB Student Plus Account
For students enrolled or about to start a full-time third-level educational course (including postgraduate studies) lasting at least one academic year.
You will need:
- Proof of Identity (a valid Passport, Driver’s Licence or EU National, Identity Card)
- Proof of Current Permanent Address no more than 6 months old (utility bill, correspondence from a regulated financial institution -insurance/assurance co., bank, building society, credit card co.-, correspondence from a government department/body, letter from the CAO)
- AIB Application form (you’ll need to complete it if applying in person)
For more details, click here.
BOI Third Level Current Account
For students over 18 and either starting or currently enrolled in a full-time third-level educational course (including CAO-recognized postgraduate programs). Additionally, you must confirm that you live in the Republic of Ireland.
You will need:
- A valid form of photo ID (passport book, an Irish or UK driving licence card, an EU national identity card)
- Proof of address dated within the last 6 months (a household utility bill, Revenue Commissioners document, financial institution statement from a regulated provider, a letter from an approved university or college, a CAO course acceptance letter, a Department of Social Welfare letter, or a Naturalisation and Immigration Service letter confirming legal status under the Geneva Convention)
- Proof of identity (you’ll need to take a selfie if applying online)
For more details, click here.
Looking for Student Accommodation? Click Here for Housing in Dublin
Regardless of the bank account option you choose, having an Irish IBAN will significantly simplify the management of your finances while living abroad. It’s a great way to ensure you can easily receive payments, make purchases, and handle your day-to-day expenses. A local account provides the flexibility and convenience to stay on top of your finances, helping you feel more confident and prepared as you enjoy your time in a new country.
